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Select another PL Portfolio Optimization Fund Model:
PL Portfolio Optimization Model
Conservative (Model A)
 
Asset Allocation

Cash7%
Bonds73
Domestic Stocks15
International Stocks5
 
Underlying Fund Allocations

(as of 07/01/08) Although the funds expect to be fully invested at all times, they may maintain liquidity reserves to meet redemption requests.
 
Fund ManagerFundsAllocation
AllianceBernsteinPL International Value3%
ClearBridgePL Large-Cap Value2
Goldman SachsPL Short Duration Bond15
Highland CapitalPL Floating Rate Loan9
JanusPL Growth LT2
LazardPL Mid-Cap Equity3
MFSPL International Large-Cap2
OppenheimerPL Main Street® Core5
PAMPL Money Market2
PIMCOPL Managed Bond35
PIMCOPL Inflation Managed18
Van KampenPL Comstock4
 
Investor Profile
You are looking for relatively stable returns and investments that generate some level of income.
 
Investment Goal
Seeks current income and preservation of capital.
 
Main Investments
Underlying funds that invest in the highest quality money market instruments, medium- and high-quality fixed-income securities, equity securities of large and midsized U.S. and non-U.S. companies, and derivative securities.
 
Main Risks
There may be some losses in the values of the investment as asset values fluctuate.

Other risks include derivatives, credit, changes in interest rate, changes in inflation rate, price volatility, foreign investments, prepayment, emerging countries, liquidity, and nondiversification.

The funds are exposed to the same risks as the underlying funds in direct proportion to the allocation of assets among those funds.


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